Terms of use

Dear visitor,

In order to allow you to navigate the website of Grandi International Srl unipersonale (VAT number 13338500963), with registered office at Via Paleocapa, 7, 20121 โ€“ Milan, Italy (โ€œ Gint โ€ or โ€œ We โ€) โ€“ reachable at the internet addresses www.grandifinancialcontrolservices.com and www.gintfinance.com (โ€œ Site โ€) โ€“ and, where applicable, to correctly use the application provided via the Site for the independent creation and management of financial models present therein (โ€œApplicationโ€), we set out the relevant terms of use (โ€œTerms of Useโ€) below . We remind you from now that the Site and the services offered through it are intended for a business audience that has already started its own business or is seriously intending to start one; for this reason, the Application requires precise data, the result of effective and current study and research. Any other use of the same is carried out under the sole responsibility of the user.

We recommend that you save a copy of the Terms of Use in force at the time of your visit (even in โ€œ.pdfโ€ format using the print function in your browser ).

For any information, please write to us at: gint.finance@grandifinancialcontrolservices.com

1.       SCOPE OF APPLICATION

1) The Site, and the Services offered through it, are intended for those who have โ€“ or wish to start โ€“ their own business in order to evaluate its economic and financial sustainability. In particular, it aims to present and promote the Application, developed by Us. As such, both the Site and the Application are therefore intended for an adult audience who are not acting as consumers.

2) By visiting the Site you will have access to the following services:

a) Navigation between the pages of the Site itself (โ€œNavigationโ€) โ€“ as better indicated in Article 2 โ€“ Navigation , which follows, in order to access the information made available to the public, including

โ€“ information about who we are;

โ€“ presentation of the Application;

โ€“ contact details to get in touch with us.

b) Registration on the Site (โ€œRegistrationโ€) โ€“ as better indicated in Article 3 โ€“ Account Registration , necessary to be able to use the Application;

c) Use of the Application. Specifically:

โ€“ filling in the tables

โ€“ free viewing of some economic-financial data of your model on the โ€œCheck Resultโ€ page accessible from the โ€œ Menu โ€

โ€“ viewing the complete model after subscribing to one of our subscriptions (โ€œSubscriptionโ€).

3) More specifically, the Application is a service that allows the user to independently develop and manageโ€”in real time, for the entire duration of the chosen Subscriptionโ€”a financial model aligned with their business activity. As such, it is characterized by two main factors:

a) Approximation in the valuation of some items (necessary in order to adapt the model to the different cases that may be presented);

b) Independence in filling out the required fields by the user (no professional intervention is required), with the consequence that any incorrect data entered cannot be detected and therefore corrected by us.

For more information on this point, please consult the โ€œAssumptions and Simplificationsโ€ page of the Site.

4) The Application, therefore, does not replace (nor is it intended to replace) the results of a custom-designed activity performed by a professional (which, moreover, are not comparable in terms of processing times and costs). Furthermore, we bring to your attention that displaying certain economic-financial data relating to your business on the “Check Result” page provides a partial and limiting indication compared to the review of the model in its entirety.

5) Your continued use of the Site โ€“ even if resulting from casual access โ€“ constitutes full acceptance of these Terms of Use.

6) We reserve the right to modify or update these Terms of Use, in whole or in part, at any time by posting them on the Site. Any changes will take effect only upon publication.

We invite you to regularly check the contents of the Terms of Use in order to stay constantly updated on how to use the Site.

2.       SITE NAVIGATION

1) You can access the Site freely and thus view and navigate its pages, communicate with Us at the addresses indicated on the โ€œContactsโ€ page of the Site and use the related contents (i.e. any text and images present on the Site and, in particular, the Application โ€“ the โ€œContentsโ€ ).

2) We invite you to respect the applicable legislation and our rights; remember that you are responsible for any unauthorized use of the Site and its Contents.

3) In particular, when accessing the Site, you must refrain from: (i) using software programs or other automatic or manual mechanisms to copy the pages of the Site or their Content (including any tool suitable for performing so-called scraping ) or perform reverse engineering works in order to understand (and attempt to reproduce) the functioning of the Application; (ii) carrying out actions that may cause an unreasonable overload of the technological infrastructure of the Site or its computer systems; (iii) reproducing, altering, modifying or disclosing the Content; (iv) using mechanisms, software or procedures that may interfere with the correct functioning of the Site and, in particular, of the Application; (v) circumventing the tools provided for the exclusion of automatic search engine systems (robots) or other procedures adopted by Us to prevent or limit access to the Site.

4) The Site โ€“ including the Application which forms an integral part of it โ€“ is provided โ€œas is โ€ and therefore:

a) Its operation may be subject to interruptions or errors due to internet connection or malfunctions. If you experience problems while using the Site or the Application, please contact your service provider and check that all equipment you use to connect to the internet โ€“ including your navigation software โ€“ is in perfect working order;

b) The Application may not meet your expectations. In this regard, before using it, we invite you to consult the pages of the Site that describe the Application and, in any case, Article 1 โ€“ Scope of Application above;

c) We reserve the right to modify, suspend or interrupt some functions related to Navigation, Registration and the Application for technical or organizational reasons.

3.       ACCOUNT REGISTRATION

1) You may register only one personal account on the Site (โ€œAccountโ€ ).

2) To register an Account โ€“ and therefore to be able to use the Application โ€“ you must:

a) Fill out the registration form and provide the requested personal data;

b) Read the information on the processing of personal data relating to registration (accessible via the link at the bottom of the registration form ) and confirm it by checking the appropriate box;

c) If you subscribe to a subscription, accept the conditions of sale by checking the appropriate box.

3) We remind you that the email address and password associated with your Account are your login credentials: as such, this information is strictly personal and you must keep it safe and diligent.

4) If you lose or compromise your credentials, please reset your account by accessing the โ€œAccountโ€ page at www.grandifinancialcontrolservices.com/account/ on the Site.

5) Once you have registered your Account, you can delete it at any time by accessing the “Account” page on the Site and selecting the trash can icon for the “Delete Account” option. We reserve the right to delete accounts that have not been confirmed or that have been inactive for more than 6 months.

4.       USER OBLIGATIONS AND RESPONSIBILITIES

1) By using the Site and the related Application you guarantee that:

a) Do not attempt to circumvent the Site’s security measures or hack the network;

b) Do not use the Siteโ€”and in particular the Applicationโ€”for purposes other than its intended purpose. In this regard, we remind you that the Site and its services are not intended for domestic purposes but to support an existing business activity or a current, concrete project under development;

c) Not engage in any illegal activity in connection with your use of the Application;

d) Provide, where requested, truthful, correct and complete information.

It is also understood that to register an Account and use the Application you must be of legal age: by submitting the Account registration form, you therefore confirm that you are 18 years of age or older.

If you violate the above, you will be held liable for any damages suffered by us or by third parties who may have been harmed by your conduct.

2) Without prejudice to the provisions of Article 8 โ€“ Violation of the Terms of Use , we also reserve the right to cancel the Account opened by you or, in any case, block your access to the Application if โ€“ and for as long as โ€“ these Terms of Use are substantially violated, and in particular:

a) The personal data communicated are not truthful (for example because they are false);

b) Personal data is not updated;

c) The Application is used in a manner that is inconsistent with what is provided for in these Terms of Use or, in any case, for illicit purposes.

3) Finally, we remind you that when using the Site, it is your responsibility to always verify that the data you enter is correct. Entering incorrect or invalid data in the forms and tables on the Site may, depending on the case:

a) Prevent you from using the requested service (for example, in case of incorrect communication of the e-mail address during the Account registration process) or

b) Falsify the result of the model generated by the Application (if using the same).

It is understood that we will not be responsible for any disruption resulting from incorrect entries.

5.       SUBSCRIPTION CONDITIONS

1)     To check the terms and conditions of your Application Subscription โ€“ and therefore those relating to the use of the service for the independent preparation and management of the economic-financial model relating to your business โ€“ we invite you to consult the relevant Subscription Conditions accessible from the footer of the Site.

6.       PERSONAL DATA

1) At Gint, we are very careful about the security of the personal data provided to us and, for this reason, we treat it in full compliance with the provisions of current legislation, as indicated in the general information relating to navigation of the Site, accessible from the footer of the Site.

7.       INTELLECTUAL PROPERTY

1) The trademarks โ€œGrandifinancialcontrolservicesโ€ and โ€œGintfinanceโ€, the related name and domain, the Site, its graphic design and its Contents โ€“ including the Application and the underlying software and algorithms โ€“ are owned by us or otherwise licensed and are protected by national and international laws on industrial and intellectual property rights (โ€œ Intellectual Property โ€).

2) Publication, distribution, display, modification, creation of derivative works and manipulation of the Intellectual Property, in any form whatsoever, unless expressly authorized by us, are strictly prohibited.

3) Given the above, for personal, non-commercial purposes only, you may view the content of the Siteโ€”on a PC, tablet, or smartphoneโ€”store it electronically on a disk (but not on a server or storage device connected to a network), and print a copy. In this case, you must indicate who owns the relevant Intellectual Property.

4) It is understood that, following use of the Application, the models generated by the same based on the data you provide may not be disclosed or used for the purpose of carrying out reverse engineering activities.

8.       VIOLATION OF THE TERMS OF USE

1) We reserve the right to take any action or measure, including judicial action, aimed at promptly eliminating any conduct that does not comply with these Terms of Use or otherwise violates them. By way of example, we may: terminate any relationship; limit, suspend, or interrupt access to the Application; prohibit or suspend access to the Account.

2) Finally, by accepting these Terms of Use, you agree to indemnify Gint from any claim or request for damages from third parties, which may arise from the violation of even just one of the conditions contained in these Terms of Use, legal obligations or the rights of third parties.

3) It is understood that we will report any unlawful conduct to the competent police authorities and will take action to obtain compensation for any damages, both financial and otherwise, that may be suffered.

9.       FINAL PROVISIONS

1) These Terms of Use and the related documents represent the entire agreement regarding Site Navigation and Account registration. No additional documents exist that may derogate, integrate, or modify such provisions. Therefore, any derogation from the Terms of Use and related documents must be specifically agreed between us.

2) In the event that any clause is found to be null or ineffective, such nullity or ineffectiveness shall not extend to the remaining contractual clauses.

3) In order to allow for better management of the same, legal and contractual communications addressed to Us must be sent to the addresses indicated in the epigraph of this document.

4) It is understood that our failure to exercise a right does not constitute a waiver of our right to act in the event of a breach of the commitments undertaken by you.

10.   APPLICABLE LAW

1) The law applicable to these Terms of Use โ€“ as well as to all legal relationships existing between the User and the Company in relation to the Services offered through the Site โ€“ is Italian law, with the express exclusion of the rules of private international law relating to conflicts of laws.

2) Since the Site and related services (Account registration and Applications) are aimed at a business audience, the consumer protection regulations do not apply.

Version 2.2026